Not all diamonds are the same
You see an ad in the paper of a diamond ring, you are getting married and you figure you can save a couple bucks by buying it secondhand. how do you know you are getting a good deal or even a deal at all?
Diamonds, as well as other things, often rely on the edge “beauty is in the eyes of the beholder.” However, the four C’s, color, cut, clarity and carat weigh, are instrumental in determining the value of a diamond. The best rule of thumb in selecting a diamond is do your homework.
A diamond may have flaws or inclusions that are not detectable by the naked eye. An appraisal by a jeweler may not be sufficient to find out the true value of a diamond. Appraisals may very from jeweler to jeweler sometimes even by several thousands of dollars.
A microscopic inspection may be necessary to determine if inclusions exist, carbon deposits have been bleached or filled to elude detection or if the stone is a look a like. Consider obtaining an independent Gemological Institute of America or American Gem Society report from a certified appraiser on your prospective purchase.
Aside from determining the true value of the diamond, you may need this report if you plan on obtaining insurance for your diamond through your homeowner’s policy.