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FAQ

To Make payment easier for our costumer, Diamonds On Fifth offers low interest financing options (Through a third party http://www.montereyfinancial.com/) for all purchases over $2,500. By using our cost effective payment options the total finance charges you will end up paying will be only about 5% of the amount financed!

Here is how it works:

For the purchase of a $5,000 ring:

A) you pay a 20% down payment of $1,000

B) pay the balance of $4,000 in 6 equal monthly payments of 702.10.

In the end, the total amount you will have paid would be $4212.60. That is only $212.60 in finance charges which is only 4.25% of the purchase price and only 5.32% of the amount financed!

If you wish to pay more that a 20% down payment, your finance
charges will be even lower.

Program Details:

The APR on a 6 month term is 18% (although the total interest you pay will only total 5.32% of the amount financed after 6 months [18% for full year, divide it in half because you will be paying interest only six month, then take off the 20% down payment and you get to 5.32%])
Minimum amount to be financed is $2000.00
Maximum amount to be financed is $8000.00
(for items purchased over $10.000, the down payment will need to be increased so that the amount financed remains under $8,000.)
At least 20% of the purchase price needs to be paid as down payment.
All payment arrangements to be done by phone. Call us at 866.382.0288.
After you give us your personal information, approval can take only a few seconds.
If credit is declined, you may request to know details as to the reason why and we may be able to work out an alternative arrangement.
Financing is currently only available to customers living in the United States.



Insuring your precious diamond against loss, damage and theft should be the first thing you do after you have made your purchase. For your peace of mind, we at Diamonds on Fifth strongly recommend Jewelers Mutual Insurance Company to protect your investment.

Jewelers Mutual Personal Jewelry Insurance program covers jewelry for loss, theft, damage, and mysterious disappearance. They have been in business since 1913 and are licensed to do business in all 50 states. Their A+ financial rating from A.M. Best is a measure of their financial stability to pay claims and protect policyholders.

Aside from specializing in insuring jewelry, Jewelers Mutual offers advice about loss prevention, the care and cleaning of your jewelry, and the importance of periodic inspections of your insured jewelry by your jeweler.

For more information about Jewelers Mutual and its Personal Jewelry Insurance, visit www.jewelersmutual.com or call toll free 1-888-884-2424.







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